Belmont Real Estate | Belmont Properties between $400,000 and $450,000 for Sale

3 Beds ⋅ 2 Baths ⋅ 4438453 MLS ⋅ ACTIVE Status

Very charming & move in ready! Established neighborhood with no through traffic. Living room features gas log FP, kitchen has stainless steel appliances with island, sunroom is heated and cooled with gas logs and wall unit, spacious garage with back garage door to patio, fenced in backyard yard with separate dog kennel, outbuilding, fire pit, garage floor just painted, yard just seeded & aerated. 3.9 miles to boat access for Lake Wylie, and less than 2 miles to shopping. Master bedroom suite, tv in living room and master bedroom convey.

520 S Forest Lane, Belmont

Listing courtesy of EXP Realty LLC Mooresville. lepagejohnsonoffers@gmail.com

$400,000

4 Beds ⋅ 3 Baths ⋅ 4438985 MLS ⋅ COMING SOON Status

Welcome to 1404 Abbey Place Drive in Belmont! NO HOA!!!This beautifully updated home offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh interior paint, updated flooring, modern light fixtures, and a refreshed kitchen featuring quartz countertops, a dedicated coffee station, and your very own pantry for added storage and convenience. The updated primary bathroom features a new shower and vanity, creating a fresh, modern feel. With 4 bedrooms, 2 full bathrooms, 1 half bathroom, and a versatile bonus room that could serve as a home office, this home offers plenty of room to fit your needs. The main level also features a sunroom, providing an additional space to relax and enjoy natural light. Step outside and enjoy your own backyard retreat featuring an in-ground swimming pool, perfect for relaxing, entertaining, and making memories. The property also features a fenced backyard and refreshed landscaping. Location is another major highlight! Conveniently situated near Downtown Belmont, where you'll find local restaurants, boutiques, coffee shops, and entertainment. Everyday shopping is easily accessible, including Harris Teeter, Publix, ALDI, Walmart, and Lowe's. Enjoy convenient access to I-85, Wilkinson Boulevard, Charlotte Douglas International Airport, Gastonia, and Charlotte, making commuting and everyday errands easier. Whether you're enjoying a quiet evening at home, entertaining by the pool, or exploring everything Belmont has to offer, this move-in-ready home has so much to offer. Schedule your showing today!

1404 Abbey Place Drive, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 929-327-9265

$400,000

3 Beds ⋅ 2 Baths ⋅ 4438180 MLS ⋅ ACTIVE Status

Room to build, space to spread out, and possibilities to explore! Situated on approximately 3.43 acres in Belmont, this property offers a country setting with convenient access to Charlotte. A nearby boat landing and newly added beach area by the lake makes it easy to enjoy time on the water. The acreage provides an opportunity for buyers looking to build a custom home with room for outdoor living or create a private compound with space for multiple residences. For those considering new construction or development, a potential division into three lots offers another avenue to explore, subject to zoning, site suitability, and required approvals. An existing 3-bedroom, 2-bath home with hardwood floors is located on the property, while the land is the centerpiece of this offering. Whether your vision includes a spacious personal retreat or a future building project, bring your plans and discover the possibilities this Belmont acreage has to offer!

216 Reese Wilson Road, Belmont

Listing courtesy of Keller Williams Connected. Eddie@dreamteamunited.com

$439,000

3 Beds ⋅ 3 Baths ⋅ 4436728 MLS ⋅ ACTIVE Status

Gorgeous updated home in lovely community with tree lined streets just minutes from desirable Downtown Belmont! This spacious home offers over 1600 sq ft with large rooms, ample closet/storage space and an expansive lot with shade trees and outdoor living spaces. From the moment you walk in the front door you feel at home with the beautifully renovated updates and touches throughout. The great room has an impressive fireplace and a wall of windows overlooking the large yard. A sunlit dining area is roomy with enough space for gatherings and is open to the great room and kitchen. The renovated kitchen is a chef's delight with new appliances, gas range, abundant cabinet space, sizable pantry and a dedicated coffee station. The main level also offers a refreshed half bath for guests and a special private space for your pet! The generous primary suite features a large walk in closet and en-suite with double vanity, soaking tub and private water closet. The secondary bedrooms are spacious with excellent closet space. Outside you will find a large yard perfect for fire pit or play and a side patio area for relaxing, grilling and entertaining. Parking is plentiful with an attached two car garage plus an extra parking pad alongside it. The community offers walking trails with quick access just across the street and is an easy commute to shopping, restaurants, Belmont Abbey College, I-85, Uptown Charlotte and Charlotte-Douglas International Airport. All of this and you are only one mile from Belmont's amazing Main Street with top-rated dining, boutique shops, nightlife, festivals, Stowe Park and more!

224 Howe Street, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. ginamflowers@hotmail.com

$429,990

3 Beds ⋅ 2 Baths ⋅ 4429900 MLS ⋅ ACTIVE Status

Welcome to this hidden gem in Belmont! Built in 2019 and thoughtfully renovated in 2021, this beautiful one-level ranch offers 3 bedrooms and 2 full bathrooms with a comfortable, open layout. The kitchen and bathrooms have been tastefully updated with beautiful quartz countertops and elegant marble flooring. A fully fenced backyard and expanded deck create a peaceful outdoor retreat, perfect for relaxing or entertaining. Ideally located just minutes from Downtown Belmont and within walking distance of River Park, this home offers both convenience and a desirable Belmont lifestyle. Currently operating as a successful short-term rental, the property presents an excellent opportunity for investors seeking an established income-producing property. Serious investors may request historical revenue information for investment analysis and due diligence. Ask your agent about available information regarding the property's rental performance and potential tax considerations; buyers should consult their own tax and financial professionals for advice specific to their situation.

919 Edgemont Avenue, Belmont

Listing courtesy of Red Maple Capital LLC. edwardfyu@icloud.com

$420,000

4429561 MLS ⋅ ACTIVE Status

Build your dream home on Lake Wylie! This 0.44-acre waterfront homesite is located in the desirable gated Reflection Pointe community in Belmont. Enjoy beautiful water views, a peaceful wooded setting, and direct lake frontage while remaining convenient to Belmont and the greater Charlotte area. Reflection Pointe contains resort-style amenities including a clubhouse, pool, tennis and pickleball courts, walking trails, and lake access. A rare opportunity to create a custom lakefront home in one of Belmont's premier communities.

3201 Lake Pointe Drive, Belmont

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

$415,000

3 Beds ⋅ 3 Baths ⋅ 4427912 MLS ⋅ ACTIVE Status

Welcome to Waters Edge, where lake life meets everyday convenience. And yes, this home comes with a DEEDED BOAT SLIP! Step inside to a bright, open floor plan with plenty of natural light and an easy flow from the spacious living room into the chef’s kitchen. The kitchen features stainless steel appliances, a large island, and a tiled backsplash, making it the perfect spot to gather before or after a day on the water. Take the fun outside to your large, private patio overlooking plenty of greenspace, perfect for entertaining, playing games, or simply enjoying a quiet evening at home. Upstairs, you’ll find two generously sized bedrooms, a full bathroom, laundry room, and a spacious primary suite complete with a huge en-suite bathroom and walk-in closet. A two-car garage provides plenty of space for your vehicles, lake gear, and all the toys that come with waterfront living. And the location? Hard to beat. You’re just minutes from major highways, downtown Belmont, Mount Holly’s shops and restaurants, and, best of all, the lake is right outside your door. A private boat slip, two-car garage, great outdoor space, and an unbeatable location — this is lake living made easy. Schedule your tour today!

809 River Park Road, Belmont

Listing courtesy of Keller Williams South Park. brettwinter@kw.com

$404,990

3 Beds ⋅ 3 Baths ⋅ 4423908 MLS ⋅ ACTIVE Status

This Allison at Seven Oaks offers an open, inviting layout with a spacious loft and a 9-foot-wide sliding glass door that extends the great room to the outdoors. The gourmet kitchen features white cabinetry with a contrasting light brown island, white quartz countertops, a GE 36" gas cooktop, and a large single-bowl stainless steel sink. Thoughtful design details create a polished feel throughout the main living spaces, while the loft adds flexibility for work, relaxation, or guests. Upstairs, the Primary Suite features a tiled walk-in shower with built-in seat, while the secondary bath offers dual vanities for added convenience. A two-bay rear-load garage completes the home. Near Downtown Belmont, Seven Oaks brings together Lake Wylie lifestyle, local dining, shops, and scenic trails.

334 Ardmore Drive, Belmont

Listing courtesy of TRI Pointe Homes INC. james.warner@tripointehomes.com

$450,000

4 Beds ⋅ 3 Baths ⋅ 4416166 MLS ⋅ ACTIVE Status

Beautifully updated 4-bedroom, 2.5-bath home in Belmont’s desirable Morgan’s Branch community! Built in 2021 and offering approximately 2,575 square feet, this move-in-ready home welcomes you with charming Craftsman-style details, stone accents and a covered front porch. Inside, fresh neutral paint, extensive trimwork and durable LVP flooring create a bright, polished feel throughout the main level. French doors open to a dedicated home office, while the open-concept living area features abundant natural light and a gas fireplace with a stylish tile surround. The spacious kitchen is designed for both everyday living and entertaining with quartz countertops, a custom tile backsplash, stainless steel appliances, abundant cabinetry, a pantry and a large island with seating. Upstairs, new carpet extends throughout the bedrooms and versatile loft. The generously sized primary suite features a vaulted ceiling, walk-in closet and private bath with dual vanities, quartz countertops and an oversized tiled shower with frameless glass enclosure. Three additional bedrooms, a full bath and conveniently located laundry complete the second level. Outside, enjoy an expanded poured-concrete patio overlooking the fenced backyard—an ideal setting for grilling, dining and relaxing. A two-car garage provides additional storage. Morgan’s Branch amenities include a community pool, playground, dog park, walking trails and RV/boat storage. Conveniently located near Lake Wylie and the restaurants, shops and small-town charm of downtown Belmont!

1036 Moonlight Mist Road, Belmont

Listing courtesy of Helen Adams Realty. lawrence@mahoolnance.com

$450,000

3 Beds ⋅ 2 Baths ⋅ 4414732 MLS ⋅ ACTIVE Status

Welcome 216 Paradise Drive in beautiful Belmont NC! Enjoy easy living in this custom ranch home nestled on more than half an acre in a desirable Lake Wylie lake-access community—with no HOA! Designed for comfortable everyday living, this one-story home offers the convenience of having everything you need on one level, along with a one-car garage that provides secure parking and can easily double as additional storage for tools, lake equipment, hobbies, or outdoor gear. Set toward the back of a private wooded lot, the property offers a peaceful, private setting surrounded by mature trees. A natural stream meanders along the rear of the property, adding to the serene setting and creating a picturesque connection to nature. Enjoy the freedom of a spacious lot without HOA restrictions, while still having access to the community boat ramp for convenient Lake Wylie access. Launch your boat, kayak, or paddleboard and enjoy boating, fishing, and relaxing on the water just minutes from home. Inside features custom blinds, beautiful wood floors, stainless steel appliances, granite countertops and added comfort features in the primary bathrooms. Enjoy sitting on the covered front porch with ceiling fans or the low maintenance back deck overlooking the flat, wooded back yard. Whether you're downsizing, looking for comfortable one-level living, or searching for a peaceful lake-area retreat, this custom home is a wonderful opportunity to enjoy all that Belmont/Lake Wylie has to offer!

216 Paradise Drive, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-604-5952

$431,000

3 Beds ⋅ 2 Baths ⋅ 4405133 MLS ⋅ ACTIVE Status

Move quickly—turn-key, like-new ranch homes with this level of luxury and community amenities in Belmont don't come along often! The Charming Craftsman architecture delivers timeless curb appeal. This stunning 3-bedroom, 2-bath home offers 1,930 square feet of thoughtfully designed living space with an open-concept floor plan that is both elegant and functional. The heart of the home is the chef-inspired kitchen, showcasing striking exotic stone countertops, abundant cabinetry, and a seamless flow into the spacious living and dining areas. Oversized windows, impressive 8-foot doors, and a cozy fireplace create a bright, sophisticated atmosphere that's perfect for everyday living and entertaining. Retreat to the luxurious primary suite featuring a spa-inspired bath with a beautiful Roman tile shower and a custom-designed walk-in closet with space to spare. A oversized laundry room, covered front porch, and relaxing rear covered porch add comfort and convenience. Enjoy a lifestyle that's hard to find with exceptional community amenities including onsite RV and boat storage, a clubhouse, resort-style pool, dog park, sport court, playground, and scenic walking trails. Perfectly located in one of Belmont's most desirable communities, you'll be just minutes from Lake Wylie, South Point Boat Ramp, shopping, dining, and have an easy commute to Charlotte. Homes offering this combination of luxury, location, and amenities are in high demand—schedule your private showing today before this exceptional opportunity is gone!

1100 Morning View Drive, Belmont

Listing courtesy of Gold House Properties LLC. lauren@goldhouseproperties.info

1540 Swallow Tail Drive Unit #162, Belmont

$420,000

4 Beds ⋅ 3 Baths ⋅ 4408715 MLS ⋅ ACTIVE Status

Welcome home to the Westbury floorplan! This popular two-story home delivers modern comfort with ample room to grow and entertain. Upon entry is a two-story foyer that flows to a spacious open-concept design. Step right in to a spacious family room open to kitchen with island and dining area, perfect for seamless everyday living. Special touches include quartz countertops and tile backsplash, large walk-in pantry and island seating. Beautiful gas fireplace in family room makes every evening warm and cozy! Upstairs you'll find a flexible loft space ideal for a TV or study area - even a play zone! Four spacious bedroom, including the primary bedroom and laundry room are also upstairs. Redhawk is truly a lifestyle community offering resort-style living in Belmont, NC. Amenities planned include two pools, tennis and pickleball courts, sand volleyball, disc golf, dog park, walking trails and 2-story clubhouse with fitness room. Located just 22 min from the airport, 30 min from Uptown Charlotte and 15 min from the Whitewater Center. Of course, the charm of downtown Belmont is just around the corner with shops, quaint restaurants, parks and more.

1540 Swallow Tail Drive Unit #162, Belmont

Listing courtesy of Lennar Sales Corp. bj.hamilton@lennar.com

$424,990

3 Beds ⋅ 3 Baths ⋅ 4404249 MLS ⋅ ACTIVE Status

Welcome home to 314 Ardmore Dr in Seven Oaks, a townhome community within the award-winning McLean neighborhood offering Lake Wylie lifestyle and Belmont charm just minutes from Downtown Belmont's shops, restaurants, and scenic trails. This Boyd plan will give you 2,246 square feet of low-maintenance living across two stories, with 3 bedrooms, 2.5 bathrooms, and a 2 bay rear load garage. A covered front porch welcomes you into an open concept first floor featuring a great room and a gourmet kitchen with white cabinets, white quartz countertops, and a large single bowl stainless sink set into the island, plus a first-floor office and a powder room for added flexibility. Open rail stairs will lead you up to a loft, two secondary bedrooms sharing a bathroom, and a primary suite complete with a spa-like bathroom showcasing dual vanities in warm brown cabinets with white countertops, a tiled walk-in shower, and a spacious walk-in closet. Discover the perfect blend of comfort and convenience at 314 Ardmore Dr.

314 Ardmore Drive, Belmont

Listing courtesy of TRI Pointe Homes INC. james.warner@tripointehomes.com

$420,000

3 Beds ⋅ 3 Baths ⋅ 4400776 MLS ⋅ ACTIVE Status

Highly desirable location, just minutes from downtown Belmont. One minute from I-85, 15 mins to Charlotte. No HOA, no city taxes and plenty of room to spread out on over half an acre. Inside and out, all major systems have been updated within the last 6 years! Be sure to check out the roof, gutters, siding, windows, HVAC (including all ductwork), tankless water heater, vapor barrier in crawlspace and the list goes on! Newest addition is the dishwasher, installed in June 2026! Also included is the refrigerator and washer/dryer combo. Home features gas logs in the living room fireplace and crown molding throughout! Gorgeous original hardwood floors in a large part of the home. Tastefully added wainscoting and trim in various rooms gives this home a beautifully finished touch! Three bedrooms, three full bathrooms, an office with window facing the front yard, and a sunroom overlooking the huge backyard! Large window at breakfast area off of the kitchen is a great spot for morning coffee! Big back porch and out building in the back yard gives even more storage space! With so much more to love, this is one you'll want to see!

104 Highland Street, Belmont

Listing courtesy of Premier South. tswilsonrealtor@gmail.com

$450,000

4398211 MLS ⋅ ACTIVE Status

Beautiful waterfront lot in Reflection Bay, a gated Lake Wylie community in Belmont. Build your dream home and enjoy water views, a clubhouse, community pool, and a prime location just minutes from downtown Belmont's shopping, dining, and parks.

6024 Headlands Court, Belmont

Listing courtesy of Keller Williams Ballantyne Area. debbie@debbiecarpenter.com

$415,000

4 Beds ⋅ 3 Baths ⋅ 4395988 MLS ⋅ ACTIVE Status

An oasis in the heart of Belmont! This 4 bedroom, 3 full bathroom home boasts 2 primary suites perfect for multi-generational living or just the extra privacy we all want. There is a great kitchen, living room, and two laundry areas, completing a home that is both beautiful and functional. Nestled on a large 0.4 acre lot, you may spend all of your time outside enjoying the sparkling pool, spa, and sitting under the gazebo on your large deck. There is plenty of room for all your tools and toys in two separate sheds. An additional fenced rear yard is perfect for your dogs or the garden you have been wanting to plant. Located at the end of Oak Street and lined with mature trees, this home feels private but is close to all the conveniences and charm Belmont has to offer. Truly the best of both worlds.

121 Oak Street, Belmont

Listing courtesy of Revelation Realty Group. samz@bestncrealtor.com

$416,770

3 Beds ⋅ 1 Baths ⋅ 4394250 MLS ⋅ ACTIVE Status

You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find. Price changed to tax value on August 27,2026.

11 Cedar Street, Belmont

Listing courtesy of Belmont Realty. freda@belmontrealty.net

$434,999

3 Beds ⋅ 3 Baths ⋅ 4390773 MLS ⋅ ACTIVE Status

This Belmont classic has it all -- location, a magnificently landscaped 1-acre lot and a quiet, established neighborhood. With nearly 2,700 square feet of heated space, this charmer has three bedrooms and two and a half bathrooms. All bedrooms are located on the main level, providing convenience and accessibility. The home features a spacious partially finished basement offering additional living space and versatility. The plant life surrounding property has been meticulously maintained, creating a magnificent outdoor environment. The location of the home is convenient, situated near Belmont Town Center and local schools - Page Primary, Belmont Middle and South Point High. Convenient back roads in and out of the neighborhood make for a faster commute than many other communities in this ZIP code.

112 Amity Circle, Belmont

Listing courtesy of Coldwell Banker Realty. chip@chipwilsonteam.com

$400,000

4366808 MLS ⋅ ACTIVE Status

Two parcels of beautiful land /acerage that back up to beautiful coves of the Catawba River (part of the Catawba River Basin, that becomes called "Lake Wylie" when it is in SC. Thei neighborhood is quiet and peaceful, with NO HOA! The first parcel (230 Walnut Street) backs up to a quiet cove and has a house on it, and the second parcel (no address yet) backs to the lake and the new, Red Hawk neighborhood by Lennar Homes on the other side of the lake. The land is sold with the house on-site and both are sold "As-IS". There are some light, lake front trees on the property that could potentially be removed for more clear, unobstructed views of the lake (the buyer/builder will need to obtain a NPDES permit through NC DEQ DEMLR before clearing or building). These two, beautiful, tranquil lake front parcels are on a quiet Cul-De-Sac, coming in from a secluded, private road leading up to the lots. Both parcels abut coves of Lake Wylie and are within a couple of miles of I-485. There is a new shopping center slated for development nearby on S. New Hope Road: https://mpvre.com/2025/07/14/vulcan-secures-development-pads-at-new-hope-village/ As you can see, the hugely popular Redhawk development on the other side of the lake is also well underway- which tells you that the area is growing and NOW is the time to buy for appreciation and equity! There is a house on the land at 230 Walnut Street, which is a 1634 sq. ft. 3 br/2 bath ranch home on a crawl space (per the seller, the aesbestos has already been removed). The land includes the home, which is sold "As-Is"- probably best to raze the house or do a controlled burn and start building from scratch, but the structure/home DOES transfer with the land sale. The land is currently on well and septic, with no city or private water or sewer available at this time. The seller makes no representation as to the size or health of any septic system, septic field or well on the properties, as they never lived in the home that is on-site and no past records or information is currently available regarding the current or future septic system, well or water tap availability at the street (this is outside the Belmont/Cramertown water and sewer service area). The buyers would need a private well and septic assessment to determine suitability for improving and building what they wish to build or to subdivide on the combines parcels. The two parcels are being sold together, but could be sold separately for a higher sales price to subdivide. The first lake front parcel, 230 Walnut Street (Parcel 190466) is 1.56 acres and has a slope down to the water (suitable for homes with high crawl spaces or basements). The second lake front parcel (no address, Parcel 215945) is 1.01 acres, and those potential building sites are flat, also backing up to a cove off of Lake Wylie (the Redhawk development by Lennar Homes is on the other side of the lake). The two parcels being sold together are 230 Walnut Street, Belmont, NC 28012, Gaston County Parcel ID #: 190466- Legal Description: RC Matherson BLK CP/ TR 3 15 073 002 01 000- and the second parcel (no adddress yet)is: Gaston County Parcel ID # 215945- Legal Description: RC Matherson BLK/CP TR 3 15 073 A 027 00 000. Online map to the parcels: https://arcg.is/1Tjej81 and: https://earth.google.com/earth/d/1-01R0knuUCeySpv_LX4OqxHxRn230Uf8?usp=sharing The Longitude/Latitude of the 230 Walnut Street Parcel for reference is:35°12'14.56"N 81°04'08.10"W. The second parcel is above this one and to the left in the cul de sac, on the other side of the lake from the Red Hawk development.

230 Walnut Street, Belmont

Listing courtesy of Realty Pros. khaynes@newhomesnc-sc.com

$415,000

4304786 MLS ⋅ ACTIVE Status

Luxury living on Lake Wylie! 0.67 acre dockable LOT great for walkout foundation in beautiful Reflection Pointe in Belmont, NC! Situated on the main channel and perfect for sunrises over the lake! Full engineered house plans available and included in purchase price ($23k value). Gated community with clubhouse and community pool across street, lighted tennis courts, marina, boat/RV storage, picnic pavilion, trails and recreation/soccer fields. Builder must meet the requirements of the community, including minimum build of 2000 HLA/1-story & 2400 HLA/2-story. There is no build time, and you can work with one of the "Featured Builders" or work with your builder. Top-rated public schools in Gaston County. The community is just a 10-minute drive to downtown Belmont which offers restaurants, pubs, breweries, and small shops. Commute to Uptown Charlotte is 25 minutes and 20 minutes to the airport. This is a must-see community if looking to build and live life on Lake Wylie!

3213 Lake Pointe Drive, Belmont

Listing courtesy of Homecoin.com. info+nc@homecoin.com

Belmont Properties between $400,000 and $450,000 for Sale

Newest Belmont Properties between $400,000 and $450,000 for Sale

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