Belmont Real Estate Search

Belmont Properties between $400,000 and $450,000 for Sale

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Newest Belmont Properties between $400,000 and $450,000 for Sale

$450,000
3 Beds 2 Baths 4405133 MLS ACTIVE Status
Move quickly—turn-key, like-new ranch homes with this level of luxury and community amenities in Belmont don't come along often! The Charming Craftsman architecture delivers timeless curb appeal. This stunning 3-bedroom, 2-bath home offers 1,930 square feet of thoughtfully designed living space with an open-concept floor plan that is both elegant and functional. The heart of the home is the chef-inspired kitchen, showcasing striking exotic stone countertops, abundant cabinetry, and a seamless flow into the spacious living and dining areas. Oversized windows, impressive 8-foot doors, and a cozy fireplace create a bright, sophisticated atmosphere that's perfect for everyday living and entertaining. Retreat to the luxurious primary suite featuring a spa-inspired bath with a beautiful Roman tile shower and a custom-designed walk-in closet with space to spare. A oversized laundry room, covered front porch, and relaxing rear covered porch add comfort and convenience. Enjoy a lifestyle that's hard to find with exceptional community amenities including onsite RV and boat storage, a clubhouse, resort-style pool, dog park, sport court, playground, and scenic walking trails. Perfectly located in one of Belmont's most desirable communities, you'll be just minutes from Lake Wylie, South Point Boat Ramp, shopping, dining, and have an easy commute to Charlotte. Homes offering this combination of luxury, location, and amenities are in high demand—schedule your private showing today before this exceptional opportunity is gone!

1100 Morning View Drive, Belmont

Listing courtesy of Gold House Properties LLC. lauren@goldhouseproperties.info

$425,000
3 Beds 3 Baths 4397307 MLS ACTIVE Status
Brand-new construction in Belmont with NO HOA, and it's move-in ready now. Welcome to 300 Margarette Avenue, a 2026-built 3-bed, 2.5-bath home on a private 0.38-acre corner lot backed by mature trees, just minutes from I-85, top schools and downtown Mount Holly. This area offers a vibrant downtown with proximity to inviting parks, greenways, and restaurants. This location is the midway point between Belmont and Mount Holly, some of the most loved small towns near Charlotte. Step inside to an open-concept main level made for real life and easy entertaining. Wide-plank flooring runs throughout, sunlight pours in, and the living, dining, and kitchen flow together as one bright, connected space. The kitchen is the showpiece: crisp white Shaker cabinets, granite countertops, a tiled subway backsplash, stainless steel appliances, matte-black fixtures, and a center island with seating for casual mornings and crowded weekends alike. A sliding glass door opens to the backyard, where wooded privacy and room to roam wait just outside. Upstairs, all three bedrooms, both full baths, and the laundry room live together, no hauling baskets between floors. The owner's suite is a true retreat with a walk-in closet, double granite vanity, and a glass-door tiled walk-in shower. The secondary bedrooms are generously sized with their own full bath. Outside is a welcoming covered front porch, a rear patio for the grill, and an attached 2-car garage. New roof, new systems, new everything, giving the peace of mind only a brand-new build delivers. No deferred maintenance. No HOA dues. 20 minute drive to Uptown Charlotte and 10 to Charlotte Douglas Airport, yet tucked into the charm of Belmont and Mount Holly. Enjoy downtown Belmont for Stowe Park concerts, Old Stone Steakhouse, Honeycomb Cafe, String Bean, and the nostalgic Belmont Drive-In. Spend weekends at Daniel Stowe Botanical Garden, exploring the U.S. National Whitewater Center is right across the river with 1,300+ acres of whitewater rafting, kayaking, zip lines, miles of mountain biking and hiking trails, rock climbing, and live music festivals all year long, or on Lake Wylie at South Point Access Park. Award-winning local festivals, nine parks, and small-town energy, all with big-city access. New build. Prime location. No HOA. Priced to sell. Schedule your private showing today!

300 Margarette Avenue, Belmont

Listing courtesy of Costello Real Estate and Investments LLC. vince.popejoy@costellorei.com

$409,900
4 Beds 3 Baths 4391220 MLS ACTIVE Status
DEEDED BOAT SLIP INCLUDED! This isn't just a townhome—it's one of the most affordable ways to own the lake lifestyle you've been dreaming about. Skip the marina waitlists because your boat has a permanent home, and it conveys with the property. Opportunities like this in Waters Edge are incredibly rare. Welcome to one of Belmont's most desirable waterfront communities, where neighbors become friends, weekends are spent on the water, and summer never really ends. From the inviting front porch with room for rocking chairs to the beautifully designed interior, every space was created for comfortable everyday living and effortless entertaining. The open-concept main level seamlessly connects the kitchen, dining area, breakfast bar, and spacious family room, creating the perfect gathering place for family and friends. Granite countertops, stainless steel appliances, abundant cabinet space, and a convenient drop zone make daily life both functional and stylish. A flexible main-level room with a closet provides the perfect fourth bedroom, private home office, or guest space, while a conveniently located half bath completes the first floor. Step outside to your own private backyard retreat. A fully fenced yard, expansive patio, additional seating area, and low-maintenance artificial turf mean you'll spend your weekends enjoying life instead of maintaining it. Upstairs, the spacious primary suite features an elegant tray ceiling and a spa-inspired bath with a large walk-in shower and built-in bench. One of the home's most thoughtful features is the oversized walk-in closet with direct access to the laundry room—a convenience you'll appreciate every single day. Two additional bedrooms and a full bath complete the upper level. Beyond your front door, the Waters Edge lifestyle continues with a community pool just a short walk away, nearby Tailrace Marina, the Belmont YMCA, JR Cash's Grill & Bar, charming downtown Belmont, and quick access to I-85 for an easy Charlotte commute. The deeded boat slip sets this property apart. It's not a shared community amenity or a waiting list opportunity—it conveys with the home, giving you permanent access to the Catawba River whenever adventure calls. Combine that with a beautifully maintained four-bedroom townhome, private outdoor living space, and an unbeatable Belmont location, and you'll understand why opportunities like this rarely come available.

773 River Park Road, Belmont

Listing courtesy of ERA Live Moore. lorie.stadick@theS2Team.com

$424,900
3 Beds 3 Baths 4382704 MLS ACTIVE Status
New Market Price! Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.

107 Howe Street, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com

$434,900
3 Beds 3 Baths 4370628 MLS ACTIVE Status
Welcome to life in the Villages of South Fork—where comfort, style, and convenience come together just minutes from the charm of downtown Belmont and festive McAdenville. From the moment you step inside, you’re greeted by a thoughtfully designed main level that balances everyday functionality with inviting spaces to gather. A dedicated home office and formal dining room sit at the front of the home, while the heart of the home opens up to a bright kitchen and spacious living area. The kitchen features crisp white cabinetry, a center island perfect for casual seating, and a butler’s pantry that adds both elegance and extra storage. Just off the garage, a practical drop zone and half bath help keep everything organized and within reach. Upstairs, a generous loft offers the perfect flex space—ideal for movie nights, a playroom, or a second living area. The primary suite serves as a relaxing retreat, complete with an ensuite bath featuring dual vanities, a soaking tub, and a separate shower. Two additional bedrooms, a full bathroom, and a conveniently located laundry room round out the upper level. Outdoor living is just as enjoyable, with a welcoming front porch and a fenced backyard featuring a cozy deck—perfect for morning coffee, evening unwinding, or weekend entertaining. All of this, plus a prime location near I-85, the U.S. National Whitewater Center, and Charlotte Douglas International Airport, makes this home an ideal blend of accessibility and neighborhood charm.

5048 Thomasville Drive, Belmont

Listing courtesy of COMPASS. kara.coll@compass.com

$400,000
4366808 MLS ACTIVE Status
Two parcels of beautiful land /acerage that back up to beautiful coves of the Catawba River (part of the Catawba River Basin, that becomes called "Lake Wylie" when it is in SC. Thei neighborhood is quiet and peaceful, with NO HOA! The first parcel (230 Walnut Street) backs up to a quiet cove and has a house on it, and the second parcel (no address yet) backs to the lake and the new, Red Hawk neighborhood by Lennar Homes on the other side of the lake. The land is sold with the house on-site and both are sold "As-IS". There are some light, lake front trees on the property that could potentially be removed for more clear, unobstructed views of the lake (the buyer/builder will need to obtain a NPDES permit through NC DEQ DEMLR before clearing or building). These two, beautiful, tranquil lake front parcels are on a quiet Cul-De-Sac, coming in from a secluded, private road leading up to the lots. Both parcels abut coves of Lake Wylie and are within a couple of miles of I-485. There is a new shopping center slated for development nearby on S. New Hope Road: https://mpvre.com/2025/07/14/vulcan-secures-development-pads-at-new-hope-village/ As you can see, the hugely popular Redhawk development on the other side of the lake is also well underway- which tells you that the area is growing and NOW is the time to buy for appreciation and equity! There is a house on the land at 230 Walnut Street, which is a 1634 sq. ft. 3 br/2 bath ranch home on a crawl space (per the seller, the aesbestos has already been removed). The land includes the home, which is sold "As-Is"- probably best to raze the house or do a controlled burn and start building from scratch, but the structure/home DOES transfer with the land sale. The land is currently on well and septic, with no city or private water or sewer available at this time. The seller makes no representation as to the size or health of any septic system, septic field or well on the properties, as they never lived in the home that is on-site and no past records or information is currently available regarding the current or future septic system, well or water tap availability at the street (this is outside the Belmont/Cramertown water and sewer service area). The buyers would need a private well and septic assessment to determine suitability for improving and building what they wish to build or to subdivide on the combines parcels. The two parcels are being sold together, but could be sold separately for a higher sales price to subdivide. The first lake front parcel, 230 Walnut Street (Parcel 190466) is 1.56 acres and has a slope down to the water (suitable for homes with high crawl spaces or basements). The second lake front parcel (no address, Parcel 215945) is 1.01 acres, and those potential building sites are flat, also backing up to a cove off of Lake Wylie (the Redhawk development by Lennar Homes is on the other side of the lake). The two parcels being sold together are 230 Walnut Street, Belmont, NC 28012, Gaston County Parcel ID #: 190466- Legal Description: RC Matherson BLK CP/ TR 3 15 073 002 01 000- and the second parcel (no adddress yet)is: Gaston County Parcel ID # 215945- Legal Description: RC Matherson BLK/CP TR 3 15 073 A 027 00 000. Online map to the parcels: https://arcg.is/1Tjej81 and: https://earth.google.com/earth/d/1-01R0knuUCeySpv_LX4OqxHxRn230Uf8?usp=sharing The Longitude/Latitude of the 230 Walnut Street Parcel for reference is:35°12'14.56"N 81°04'08.10"W. The second parcel is above this one and to the left in the cul de sac, on the other side of the lake from the Red Hawk development.

230 Walnut Street, Belmont

Listing courtesy of Realty Pros. khaynes@newhomesnc-sc.com

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